If you are using Microsoft Excel, it will encapsulate each "cell" of data in quotes, instead of escaping the commas. However, what if the cells have quote marks? I suppose they would need to be escaped if using that format. I found the following "guide" to CSV online.

• Embedded double quotes in fields.
  An escape character is sometimes used to introduce a double quote, or in place of it.

  Embedded line-feeds in fields.

  This one is also escaped sometimes. Often like in C ("\n")

  Embedded commas in fields.

  Again, an escape character is sometimes used in place of the comma

Is it worth reducing your application's functionality or convenience? No. But if the existence of these characters is entirely superfluous, you might consider taking them out.

Take your pick. I picked one format. There are others.

Blessings,

~Polyglot~

Thanks a ton all of you guys... i will try these and let you know what comes up.. :)