|The stupid question is the question not asked|
If the institution in question provides a web application (and they do) for me to run reports as a person with a browser, why on earth would it be illegal for me to access the service and do the same reports via an automaton? I am time impaired, so I am making a 'screen reader' which not only reads the reports but updates my database every quarter hour. As paulbort points out there may be a clause denying me this access but in my view I am merely automating the manner in which I already am allowed to avail myself of the reports.
"The man who grasps principles can successfully select his own methods.
The man who tries methods, ignoring principles, is sure to have trouble.
~ Ralph Waldo Emerson