( $fDate, $fType, $fDetails, $fRef, $fCurrency, 
  $fAmount, $fPaidOut, $fFees, $fTax )
      = split( /,/, $line );

##</code><code>##

11/21/2022,Payment,"Transfer to Smith, account 2",,USD,,123.60,,,

##</code><code>##

$fDetails = "Transfer to Smith
$fRef =  Savings account"
##</code><code>##

$line = 
  '11/21/2022,Payment,"Transfer to Smith, account 2",,USD,,123.60,';
print "  $line\n";

( $fDate, $fType, $fDetails, $fRef, $fCurrency,
  $fAmount, $fPaidOut, $fFees )
      = split( /,/, $line );

printf("\n  Date: %s;  Type: %s;  \n"
  ."  Details: %s\n  Reference: %s\n"
  ."  Currency: %s;  Amount: %s;  PaidOut: %s; Fees: %s;\n",
  $fDate, $fType, $fDetails,
  $fRef, $fCurrency, $fAmount, $fPaidOut, $fFees );