use 5.20.0;
use warnings;

use Text::CSV_XS;

my $csv = Text::CSV_XS->new ({
    binary         =>  1,
    auto_diag      =>  1,
    keep_meta_info => 11,
    });

my $row = $csv->getline (*DATA); # get the first line to count number of fields
my @row = @$row;
$csv->bind_columns (\(@row)); # speed up all remaining fetches
do {
    $row[$_] =~ tr{,}{-} for grep { $csv->is_quoted ($_) } 0..$#row;
    $csv->say (*STDOUT, \@row);
    } while ($csv->getline (*DATA));
__END__
65722417,"1193,1",7980,1133566,4169735,035,FEDERAL UNIVERSAL SERVICE FUND,0.12998
65722417,"1193,1",1012,1132900,4150053,C2,Carrier Cost Recovery Fee,0.0273