open my $bpfh1, '<', \$forbpjoutput or die $!;
  while (<$bpfh1>) {
my @fields = split(',', $_);
my $fields;
 local $" = ',';

       if ($fields[2] eq '1' ||$fields[2] eq '0') {
             print "THESE ARE THE>>> $fields[4]\n" if /MONTHLY/ && !/,-,/;
        
close $bpfh1;
             }
          }