# new style, more bracing, more types of bracing, harder to know what to close 

  { my $nest = $o->nest( 'PolicyCoverage', [CurrentlyInsured => Local::Util::torf($L->{'insured'})]); 

  # old style - fewer levels of bracing, and fewer types of bracing
  { my $nest = $o->nest( 'PolicyCoverage',  CurrentlyInsured => Local::Util::torf($L->{'insured'})) ;