my %ny_holidays = (
   '20090101' => 'New Years Day',
   '20090115' => 'MLK',
   '20090219' => 'Presidents day',
   '20090406' => 'Good Friday',
   '20090528' => 'Memorial Day',
   '20090704' => 'Independence Day',
   '20090903' => 'Labor day',
   '20091122' => 'Thanksgiving',
   '20091225' => 'Christmas Day',
   );