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  1. or download this
      DB<11> p sprintf("%.8f", $expected);
1.98000000
...
  DB<12> p ($expected == $premium)

  DB<13>
  2. or download this
      DB<16> p ($expected - $premium)
-2.22044604925031e-16
  3. or download this
      DB<13> $pa = 1.98

...

  DB<24> p ($pre - $exp)
0