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  open('conf', "$PATHconf") || die "can't open $PATHconf: $!\n";
  my @conf = <conf>;
...
    my $filename = "Output012023.xlsx";
    my $workbook = Excel::Writer::XLSX->new( $filename );
    open(FH, "<", "Debt.csv" ) or die;

  open('conf', "$PATHconf") || die "can't open $PATHconf: $!\n";
  my @conf = <conf>;
...
    my $workbook = Excel::Writer::XLSX->new( $filename );

    open(FH, "<", "Debt.csv" ) or die;

  foreach(@conf){

...
    # the reason for doing this weird thing
    my $t.   = "".$i;