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our $properties = { time            => undef,
                   trad_ref        => undef,
...
    
    return 1; 
}

my $ticket = MyApp::Ticket->new();

my $ticket = MyApp::Ticket->new(time            => time(),
                                trad_ref        => 34567,
                                adr_buyer_bank  => 'blah',
                                adr_seller_bank => 'blah,
                                seller_pays     => 99.99);

my $ticket = MyApp::Ticket->new();
my $res = $ticket->load(12345);