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        It has come to our attention that you are delinquent in your
        {$monthname[$last_paid_month]} payment.  Please remit
...
        be needlessly endangered. 
                       Love,
                       Mark "Vizopteryx" Dominus

#!/usr/bin/perl5.6

...
$result = $template->fill_in(HASH => \%vars2);
if (defined $result) { print $result }
else { die "Couldn't fill in template: $Text::Template::ERROR" }