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my @checks = (
 [ qw/0 agency_id agency_id / ],
...
    (defined $result_ref->{$k} && $result_ref->{$k} != 0)
        && get_updates($objects[$idx], $key, $result_ref->{$k});
}

    $result_ref->{$k}
        && get_updates($objects[$idx], $key, $result_ref->{$k});

my @checks = qw(
    0 agency_id agency_id
...
    $result_ref->{$check} &&
        get_updates( @objects[$idx], $key, $result_ref->{$check} );
}