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$stm = "insert into glossary (term_id, definition, state) 
       values (seq_document_id.NEXTVAL,?,?) returning term_id into ?";
$sth = $dbh->prepare($stm);
$sth->execute($rows->[$num][1], state($rows->[$num][2]), $value);
die unless ($value);

$sth->bind_param(1,$variable)
$sth->bind_param(2,$variable)
$sth->bind_param_inout(3,\$value,max_length)
$sth->execute();