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# BAD!
$dbh->do("
...
             '$fields[2]'
          )
");

# BAD!
my $sth = $dbh->prepare("
...
");

$sth->execute();

$dbh->do(
   ("
...
   undef,
   @fields,
);

my $sth = $dbh->prepare("
   INSERT INTO Table (
...
");

$sth->execute(@fields);