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/(?:sudden|unexpected)? death(?! benefits)|deceased|passedaway|died|dy
+ing/

/^(?!.*death benefits).*(?:(?:sudden|unexpected)? death(?! benefits)|d
+eceased|passedaway|died|dying)/

!/death benefits/ && /(?:sudden|unexpected)? death(?! benefits)|deceas
+ed|passedaway|died|dying/