How about something like this...

use Type::Params qw(compile);
use Types::XSD qw(String Decimal Date Integer);
use Text::CSV_XS;
use Data::Dumper;

my $validator = compile(
    Integer,
    Decimal[totalDigits => 8, fractionDigits => 3],
    String[maxLength => 5],
    Date->plus_coercions(
        Integer[totalDigits => 8],
        q{ substr($_, 0, 4)."-".substr($_, 4, 2)."-".substr($_, 6, 2) 
+}
    ),
    String[maxLength => 8],
    Decimal[totalDigits => 17, fractionDigits => 3],
);

my $csv = 'Text::CSV_XS'->new({ sep_char => '|' });

while (my $row = $csv->getline(\*DATA)) {
    my @fields = $validator->(@$row);
    print Dumper \@fields;
}

__DATA__
12|11.00|BILL|20130131|asd123q|1234.45
14|12.0|MONKEY|20120228|gkhkg|1.2
[download]

Produces the following output:

$VAR1 = [
          '12',
          '11.00',
          'BILL',
          '2013-01-01',
          'asd123q',
          '1234.45'
        ];
Value "MONKEY" did not pass type constraint "String[maxLength=>"5"]" (
+in $_[2]) at validate-csv.pl line 21.
[download]

If you've got big files, then you're unlikely to find a faster solution than pairing Text::CSV_XS and Type::Params.