I don't have a snappy name or clever metaphor for this bit
Interesting meditation - I think the same dichotomy is instructive but simplistic in many walks of life. And I agree the middle way is where it's at.
But surely one doesn't need to look to far to figure out the snappy name for this middle way? It has aspects of the cathedral (devotion, shared purpose, a mind on higher things) and aspects of the bazaar (many independent workers, each bringing and sharing their own skills).
Why, it sounds like... yes, it's... it's... the Monastery.
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George Sherston