Brute force is always a good place to start ... *winces at the horrible not-pun*

$f='* 'x5;$e='='x15;$g='='x11;$h="$f*$e\n";$i=" $f\n$h";$c="$h$i$i$i\n
+";$_=$c."$e$g\n\n"x3;print
[download]

96 characters ... haven't looked at suaveant's try closely to see if there's a marriage yet...

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We are the carpenters and bricklayers of the Information Age.

Don't go borrowing trouble. For programmers, this means Worry only about what you need to implement.