Just did basic print Dumper(%form_data); Doing some reading in the Ram (cook)book on hashes so I tried it again, but this time with instead of %form_data = make_data, I just had %form_data = ( ...
That dumps:

$VAR1 = 'x_ADC_URL'; $VAR2 = 'FALSE'; $VAR3 = 'x_Exp_Date'; $VAR4 = '1
+102'; $VAR5 = 'x_Card_Num'; $VAR6 = '4222222222222'; $VAR7 = 'x_Versi
+on'; $VAR8 = '3.0'; $VAR9 = 'x_Method'; $VAR10 = 'CC'; $VAR11 = 'x_AD
+C_Delim_Data'; $VAR12 = 'TRUE'; $VAR13 = 'x_Amount'; $VAR14 = '1'; $V
+AR15 = 'x_Login'; $VAR16 = 'bigjoes'; $VAR17 = 'x_Last_Name'; $VAR18 
+= 'Doe'; $VAR19 = 'x_First_Name'; $VAR20 = 'John'; $VAR21 = 'x_Type';
+ $VAR22 = 'AUTH_ONLY'; $VAR23 = 'x_Test_Request'; $VAR24 = 'TRUE';
[download]

Not sure what the make_form of Net::SSLeay does, and the documentation isn't the greatest. Trudging onward...

-THRAK
www.polarlava.com