You might consider spending zero time reinventing the wheel. Instead, go with an off-the-shelf package.

As a new small business owner, you're going to be wearing lots of hats. If one of those hats is technical, particularly if it's one you're tempted to reach for a lot, you're upping the risk of either burn-out or running the business into the ground.

The failure rate for small business is high enough. Why risk notching the risk up?