Yeah, a bit of overkill but looking forward I considered that a year ago 128 bit used to be considered strong, whereas, a year later its not. Yeah, the password bit is the weakpoint but I'm not sure how to strengthen that. I have to consider that a users must get into the program somehow (relatively easily) but also consider that IF a hacker got in they'd then have access to ALL their passwords. Its needs a good strong front door. :-) Any ideas are welcome.
Also, how did you derive 10^16? Just curious. Thanks again.