First of all, I recently posed a similar question concerning security. There's a little summary on how I structured the whole transaction that you might find useful.Check it out.
As an update, I'm encrypting and storing the key in the DB and encrypting the credit card number with the key and writing it to a cookie. One is no good without the other, as they are being stored in two separate places.
—Brad
"The important work of moving the world forward does not wait to be done by perfect men." George Eliot
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