A very important step in a security system is response. Without it, the strongest security is severly compromised.
- What good is an alarm noone hears or noone investigates?
- What good is a safe noone knows has been opened? [*]
- What good is a bank account at a bank which doesn't keep track of transactions? [**]
Locking the account is an (automated) response to a possible security breach. It extends the time needed for an attacker to break into the account enough to disuade the attacker or enough to mount a stronger response.
* — Safes are rated in terms of how many minutes it takes for a pro to break into them.
** — An audit is a type of response which occurs after (as opposed to during) the breach.
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