A few points.

• Not every database(driver) allows place holders in just any place you want.
• You do not want to quote your types. Even simple types usually consist of several (lexical) tokens, for instance char(3), which has 4 tokens. Quoting that makes it one token, and not valid SQL.
• Why the Dare you! at the end? There can be many reasons to prefer more closely following the companies database's API instead of using a greatest-common-divisor strategy. I've done rapid prototyping, trying out solution using Perl, which then later got implemented in the company's main code repo, which was written in C. I wrote my solutions using sybperl, and DBlib/CTlib calls, because those are the calls the Sybase C-libraries provided. DBI would not have been a good choice.

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