I figgered it out...and it was so simple and right in front of me that I'm embarassed to even mention it.
(Let's just say I was updating some info on the form itself and when I went to retype the "action" URL (that I had accidently deleted), I ferget to add the /SSL/ to the address line as it is being run through ssl-capische?)

Funny how it alwys seems to come back to the basics! How I appreciate your patience of my stupidity

Sincerely,

Lost