I am not completely sure what you want, but I think you want a hash of arrays and how to create and or access them. Here is a little example of one way.

#!/usr/bin/perl
use strict;
use warnings;

my %zipcodes;

foreach my $row (2..10) {
  
  my $zip = "020" . $row;
  my $f   = "f-$row";
  my $l   = "l-$row";
  my $e   = "e-$row";
    
  #create a hash of arrays holding our values
  $zipcodes{$zip} = [$zip, $f, $l, $e];
}

#cycle through the hash and print out all values
foreach my $key (sort keys(%zipcodes)) {
  print "key = $key";
  print " fn = " .$zipcodes{$key}->[1]; 
  print " ln = " .$zipcodes{$key}->[2];
  print " e = "  .$zipcodes{$key}->[3] . "\n";
}
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As you can see I tried to use most of your information.
I used the hash zipcodes and added an array to each zipcode ( $zipcodes{$zip} = $zip, $f, $l, $e; ).
In the second half of the program I cycle through the hash using the 'keys' keyword and access the individual members of the associated array when printing them out.
I hope this helps and is what you wanted.