Documentation is what my resolution is about.

I'm going to journal all my monetary expenditures.

Eight months ago I started recording just my cash payouts--figuring plastic and checks are somewhat self-documenting. My plan was to gain insight into my expenditures to better consider major lifestyle changes. That worked, but I also found that just logging every payout brought much more intentionality to my purchasing and that I bought less useless stuff. That is the key point: my discretionary spending has reduced dramatically and painlessly.

This has been so beneficient that I am expanding my journalling to include checks and charges.

Be well,
rir