Remaining on point, the fact is that consultants and contractors are not shielded as are employees and officers. If as a consultant or contractor you create, enable, or perpetuate a hazard the full measure of responsibility for any harm done is upon your back. In some cases, failure to mitigate a hazard is just a minor division below enabling or perpetuating it.

Maybe your wealthy client can afford to pay out a few million and still show a profit while sleeping soundly at night, but if you cannot then you owe it to yourself to fully mind your own best interests.

I don't care to give further voice to my opposition to laissez faire capitalism or the folly of a pseudo-religious belief in Smith's invisible hand, so I'll just let that go and spare the monastery the negative vibe.

Be well.