I am sorry that my intentions have been so entirely misunderstood. I am in fact a legitimate customer of both banks and don't understand how being so would preclude me wanting to automate the activity of checking my account balance.

Believe it or not while I did think that this question may raise a few eyebrows I did not believe that automating access to a site and account I already have access to would be construed automatically as nefarious.

My purpose here is to create a "Financial Portal" for my family to help us manage our finances. Being able to on a single page be able to see all of our account balances without individually logging in to each account seemed to me to a be a legitimate use of these sites. If you are a heavy debit card user and have ever gone below your balance you know how quickly overdraft fees on a few small purchases can add up.

You are correct about the world being a bit screwed up. We are currently living in a paranoid environment where anything that can be misconstrued as a criminal or terrorist act will be, I certainly can't wait for that to end.

Having said that I hope that I have not offended the entire community with this request. I had hoped that this would be a good resource for learning Perl. In retrospect this was probably not the greatest of first questions to ask . Maybe I am a bit too naive. In any case I don't think that I will change your mind, you obviously have an axe to grind, but I did want to respond to allow others to make up their own minds.