You seem to be under the misconception that <meta name="charset" content="utf-8"/> is enough.

It is not only "not enough"; it is "not anything". That line is just a total nonsense. No browser at all will pay any attention to it whatsoever.

Either of the lines below should be detected by a browser though.

<!-- HTML 4.x style -->
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
[download]

<!-- HTML5 style -->
<meta charset="utf-8">
[download]