Although a degree is becoming somewhat more important these days, it isn't the end-all-be-all. A four year degree still isn't worth one year of actual experience IMHO. Furthermore, neither a degree nor experience will get you half as far as a little talent, a little ambition, and a lot of love for the work. I'm guessing you might have all three of those.

If you are willing to pay for a degree maybe you should consider taking a pay cut for an entry level development position. In the long run it will probably be less costly and just as effective. Finding such a position may be easier than you imagine. Just be honest about your skills and sell yourself with your enthusiasm. Underscore your willingness to learn. Be assertive, persistent, and professional. They don't teach you those things in school; you have to learn them on your own. Once you do though, they will serve you better in the real world than anything you can learn in a classroom.

-sauoq
"My two cents aren't worth a dime.";